BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//HOA Leadership Network - ECPv6.15.20//NONSGML v1.0//EN
CALSCALE:GREGORIAN
METHOD:PUBLISH
X-ORIGINAL-URL:https://www.hoalnet.com
X-WR-CALDESC:Events for HOA Leadership Network
REFRESH-INTERVAL;VALUE=DURATION:PT1H
X-Robots-Tag:noindex
X-PUBLISHED-TTL:PT1H
BEGIN:VTIMEZONE
TZID:America/Chicago
BEGIN:DAYLIGHT
TZOFFSETFROM:-0600
TZOFFSETTO:-0500
TZNAME:CDT
DTSTART:20240310T080000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0500
TZOFFSETTO:-0600
TZNAME:CST
DTSTART:20241103T070000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:-0600
TZOFFSETTO:-0500
TZNAME:CDT
DTSTART:20250309T080000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0500
TZOFFSETTO:-0600
TZNAME:CST
DTSTART:20251102T070000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:-0600
TZOFFSETTO:-0500
TZNAME:CDT
DTSTART:20260308T080000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0500
TZOFFSETTO:-0600
TZNAME:CST
DTSTART:20261101T070000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:-0600
TZOFFSETTO:-0500
TZNAME:CDT
DTSTART:20270314T080000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0500
TZOFFSETTO:-0600
TZNAME:CST
DTSTART:20271107T070000
END:STANDARD
END:VTIMEZONE
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20250912T090000
DTEND;TZID=America/Chicago:20250912T110000
DTSTAMP:20260505T172241
CREATED:20250314T203720Z
LAST-MODIFIED:20250727T193033Z
UID:10000085-1757667600-1757674800@www.hoalnet.com
SUMMARY:Oakdale Chapter September Meeting
DESCRIPTION:Chapter meeting is held at Oakdale Discovery Center\, 4444 Hadley Ave. North\, Oakdale\, MN \nRSVP TODAY \nAt all September chapter meetings\, the HOA Leadership Network will focus on communications to HOA residents. Be sure to attend this informative series! \nAgenda: \nIntroductions and Announcements \nEffective to HOA Communications: Learn new and traditional methods\, effective channels\, and recommended frequency \nSurveying your residents: See this demo on how to create a survey and deploy it for better engagement of residents \nAI: Discover how artificial intelligence can help with your communications\, minutes and more \nWebsites: Find out how a website for your HOA could be a great hub for residents to build a sense of community and have access to important documents \nOpen Forum: Participate in this forum where members get a chance to ask questions that are important to your HOA. \nDoors open at 8:30 a.m. Free coffee and water. Donuts provided by Minnesota Exteriors.
URL:https://www.hoalnet.com/event/oakdale-chapter-september-meeting-2/
CATEGORIES:Oakdale Chapter
ATTACH;FMTTYPE=image/jpeg:https://www.hoalnet.com/wp-content/uploads/2022/10/download-3.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20251001T080000
DTEND;TZID=America/Chicago:20251001T083000
DTSTAMP:20260505T172241
CREATED:20250924T235108Z
LAST-MODIFIED:20250924T235108Z
UID:10000094-1759305600-1759307400@www.hoalnet.com
SUMMARY:NO OCTOBER CHAPTER MEETINGS
DESCRIPTION:Please join us for HOA Day 2025 on October 30 at the Ames Center in Burnsville. HOA Leaders attend free! Refer to the event calendar to register.
URL:https://www.hoalnet.com/event/no-october-chapter-meetings/
CATEGORIES:Bloomington Eden Prairie,Eagan Chapter,Maple Grove,Oakdale Chapter
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20251030T080000
DTEND;TZID=America/Chicago:20251030T123000
DTSTAMP:20260505T172241
CREATED:20250725T161953Z
LAST-MODIFIED:20251021T113112Z
UID:10000090-1761811200-1761827400@www.hoalnet.com
SUMMARY:HOA DAY 2025
DESCRIPTION:REGISTRATION IS NOW CLOSED. \n——- \nHOA DAY is located at the AMES CENTER\, 12600 Nicollet Avenue in Burnsville\, MN. \nOctober 30\, 8 a.m. to 12:30 p.m. \nBreakfast sandwich\, coffee\, tea and water provided. \n—–\nHOA Day 2025 is a special THANK YOU CELEBRATION and educational event for all the HOA leaders of the HOA Leadership Network! Join us for a morning of fun and educational speakers\, a sponsorship expo featuring HOA contractors\, complimentary breakfast sandwich\, coffee and much more.\nHOA Day is FREE to all HOA Leaders\, so feel free to invite your fellow board members to this inspiring event.\n—-\nAGENDA\nDOORS OPEN AT 8 A.M. \n8-9 a.m. Breakfast Sandwich & Coffee/Tea Networking Event and Sponsorship Exposition (second floor atrium area) \n9 a.m. Welcome to the Main Stage (Theatre) \n9:15 a.m. Keynote Address by Karl Mulle\, International Speaker\, “Making a Mark That’s Hard to Erase | Unlocking Passion\, Purpose and Impact in Your Role as a Community Leader” \n10:00 a.m. Act II: Educational Briefing: All About Reserve Studies\, by Antony Startup of Criterium Engineers Twin Cities (Theatre) \n10:30 a.m. Break/Expo (Atrium) \n10:55 a.m. Act III: Educational Briefing: Rights and Responsibilities of HOA boards and residents\, by Ryan Fargo\, SJJ Law (Theatre) \n11:25 a.m. Act IV: HOA reform legislation in Minnesota is expected to be considered in the 2026 session in St. Paul. Learn how to get involved. (Theatre) \n12:00 p.m. Finale and final sponsorship exposition (Theatre and Atrium) \n12:30 p.m. Event concludes
URL:https://www.hoalnet.com/event/hoaday/
CATEGORIES:Bloomington Eden Prairie,Eagan Chapter,Maple Grove,Oakdale Chapter
ATTACH;FMTTYPE=image/jpeg:https://www.hoalnet.com/wp-content/uploads/2025/07/ames-center-slide_orig.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20251107T090000
DTEND;TZID=America/Chicago:20251107T110000
DTSTAMP:20260505T172241
CREATED:20250725T171227Z
LAST-MODIFIED:20251007T115101Z
UID:10000092-1762506000-1762513200@www.hoalnet.com
SUMMARY:Oakdale Chapter November Meeting
DESCRIPTION:All chapter meetings are held at the Oakdale Discovery Center\, 4444 Hadley Ave N.\, Oakdale. \nDoors open at 8:30 a.m. \nRSVP NOW OPEN \nFeatured Topic: The Future of HOA Management: Balancing Human Touch with Smart Technology\, by Shaun Zavadsky\, VP\, FirstService Residential \nOpen Forum: Bring your HOA issues to this unique forum and interact with other leaders and experts who can help with your questions. \nFree donuts by Minnesota Exteriors Commercial Services division. Coffee and water available.
URL:https://www.hoalnet.com/event/oakdale-chapter-november/
CATEGORIES:Oakdale Chapter
ATTACH;FMTTYPE=image/jpeg:https://www.hoalnet.com/wp-content/uploads/2022/10/download-3.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20251212T090000
DTEND;TZID=America/Chicago:20251212T110000
DTSTAMP:20260505T172241
CREATED:20250725T164626Z
LAST-MODIFIED:20251118T124729Z
UID:10000091-1765530000-1765537200@www.hoalnet.com
SUMMARY:Oakdale Chapter December Meeting
DESCRIPTION:Oakdale Chapter meetings are held at the Oakdale Discovery Center\, 4444 Hadley Ave. No\, Oakdale\, MN \nRSVP NOW \nDoors open at 8:30 a.m. \nFEATURED TOPICS: \nInsurance Trends and Forecasts for HOAs:  Insurance has been a primary driver of rising assessments for HOAs across the country\, and Minnesota is no exception. Insurance Warehouse President Eric Skarnes provides a unique and comprehensive look at the drivers and levers that are altering rates and coverages\, and what HOA boards can expect in 2026 and beyond. \nAsk the Attorney: Get your HOA legal questions answered with Aaron Brooksby of SJJ Law. \nOpen Forum:  Got a question about a best practice? Need a new resource for an HOA project or contractor position? Bring your HOA questions and we’ll try to find someone in the room to help answer it! \nFree coffee\, water. Donuts provided by Minnesota Exteriors Commercial Services division. \n 
URL:https://www.hoalnet.com/event/oakdale-chapter-december-meeting-2/
CATEGORIES:Oakdale Chapter
ATTACH;FMTTYPE=image/jpeg:https://www.hoalnet.com/wp-content/uploads/2022/10/download-3.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260109T090000
DTEND;TZID=America/Chicago:20260109T110000
DTSTAMP:20260505T172241
CREATED:20251003T214231Z
LAST-MODIFIED:20251206T211346Z
UID:10000101-1767949200-1767956400@www.hoalnet.com
SUMMARY:Oakdale Chapter January Meeting
DESCRIPTION:Oakdale Discovery Center\, 4444 Hadley Road No.\, Oakdale\, MN \nRSVP NOW \n\nWho can attend our meetings?\nTo attend our free HOALN chapter meetings\, you must be a member of HOALN as an HOA leader\, HOA committee member\, HOA volunteer or HOA resident. Join HERE if not a member.  If you are a contractor or service provider who is not a current sponsor and you’d like to attend\, contact us directly in advance.\n\n—- \nJanuary Topics include: \nHOA Trees: Your Most Valuable Assets! Join Ron Zillmer of Legacy-Trees who provides his key takeaways following one full year of tree assessments among HOAs within the HOA Leadership Network in the Twin Cities.\n\nOpen Forum: Participate in our open forum in which HOALN members can ask questions\, look for resources or opine on HOA related topics.\nDoors open at 8:30 a.m.  Free donuts provided by Minnesota Exteriors Commercial Services division \n  \n 
URL:https://www.hoalnet.com/event/oakdale-chapter-january-meeting-2/
CATEGORIES:Oakdale Chapter
ATTACH;FMTTYPE=image/jpeg:https://www.hoalnet.com/wp-content/uploads/2025/10/Oakdale-Discovery-Center-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260206T090000
DTEND;TZID=America/Chicago:20260206T110000
DTSTAMP:20260505T172241
CREATED:20251003T214408Z
LAST-MODIFIED:20260112T190044Z
UID:10000102-1770368400-1770375600@www.hoalnet.com
SUMMARY:Oakdale Chapter February Meeting
DESCRIPTION:Oakdale Discovery Center\, 4444 Hadley Ave. North\, Oakdale\, MN \nRSVP NOW \nSpring Startup Series begins this month! \nFeatured in Oakdale: \nSnow Clearing\, Irrigation and Turf Prep Best Practices\, by Chris Gonzalez\, Gonzo Bros Landscaping \nThe Benefits of Power Washing for HOA Properties\, by Gabe Wagner\, Aqua Blast \nAnd: Open forum for all members! \nDoors open at 8:30 a.m.  Donuts provided by Minnesota Exteriors Commercial Services!
URL:https://www.hoalnet.com/event/oakdale-chapter-february-meeting-2/
CATEGORIES:Oakdale Chapter
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260306T090000
DTEND;TZID=America/Chicago:20260306T110000
DTSTAMP:20260505T172241
CREATED:20251003T214512Z
LAST-MODIFIED:20260207T175128Z
UID:10000103-1772787600-1772794800@www.hoalnet.com
SUMMARY:Oakdale Chapter March Meeting
DESCRIPTION:Oakdale Discovery Center\, 4444 Hadley Ave. North\, Oakdale\, MN. \nRSVP TODAY \nSpring Startup Series Continues! \nFeaturing: \nWalk Around Best Practices: Tips and tools to help set up a successful spring walkthrough for boards\, and important exterior items to keep an eye on. By John Geis\, Minnesota Exteriors \nCannabis Legislation and its impact on HOAs\, presented by Lynn Boergerhoff\, HOALN \nOpen Forum \nDoors open at 8:30 a.m. \nFree donuts from Minnesota Exteriors Commercial Services Division \n 
URL:https://www.hoalnet.com/event/oakdale-chapter-march-meeting-2/
CATEGORIES:Oakdale Chapter
ATTACH;FMTTYPE=image/jpeg:https://www.hoalnet.com/wp-content/uploads/2025/10/Oakdale-Discovery-Center-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260410T090000
DTEND;TZID=America/Chicago:20260410T110000
DTSTAMP:20260505T172241
CREATED:20251229T000041Z
LAST-MODIFIED:20260304T113015Z
UID:10000112-1775811600-1775818800@www.hoalnet.com
SUMMARY:Oakdale Chapter April Meeting
DESCRIPTION:Chapter meeting held at Oakdale Discovery Center\, 4444 Hadley Ave No.\, Oakdale\, MN \nRSVP Today \nPart of our Spring Start Up series. \nStorm Steps: With thunderstorms on the horizon\, be better prepared on what to do if hail strikes and damages your HOA property. Presentation by Scott Hurm\, Crest Exteriors. \n“Ask the Attorney”. SJJ Law Firm’s Attorney and Partner\, Aaron Brooksby\, provides the latest updates on HOA legislation and other legal impacts for HOA leaders. Bring your HOA questions for some free legal guidance. \nPlus: HOA legislative updates and Open Forum: Like open mic without the music! HOA leaders get a chance to discuss issues affecting their HOAs\, seek resources and talk about best practices. \nFree donuts provided by Minnesota Exteriors Commercial Services Division \nDoors open at 8:30 a.m.
URL:https://www.hoalnet.com/event/oakdale-chapter-april-meeting-2/
CATEGORIES:Oakdale Chapter
ATTACH;FMTTYPE=image/jpeg:https://www.hoalnet.com/wp-content/uploads/2025/10/Oakdale-Discovery-Center-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260508T090000
DTEND;TZID=America/Chicago:20260508T110000
DTSTAMP:20260505T172241
CREATED:20251229T000926Z
LAST-MODIFIED:20260404T142303Z
UID:10000115-1778230800-1778238000@www.hoalnet.com
SUMMARY:Oakdale Chapter May Meeting
DESCRIPTION:Chapter meeting held at Oakdale Discovery Center\, 4444 Hadley Ave No.\, Oakdale\, MN  \nRSVP NOW OPEN \nFeatured: \nInsurance Trends and Real-World Scenarios. In this important presentation\, Eric and Adina will present case studies on insurance claims that have occurred due to interior and exterior damage in HOAs. You’ll see the lifecycle of typical claims\, learn about types of insurance needed\, and understand the steps to take when damage occurs on your HOA property. Eric will also have updates on insurance trends affecting HOAs in today’s market. Presented by Eric Skarnes of Insurance Warehouse and Adina Bergstrom of Gavnat.  \nWorking Effectively with Your Property Management Company\, and how to select the right partner for your association when considering a property management change.  Presented by Shaun Zavadsky\, FirstService Residential.\n\n\n\n\n\n\nDoors open at 8:30 a.m. Donuts by Minnesota Exteriors Commercial Services Division.
URL:https://www.hoalnet.com/event/oakdale-chapter-may-meeting-3/
CATEGORIES:Oakdale Chapter
ATTACH;FMTTYPE=image/jpeg:https://www.hoalnet.com/wp-content/uploads/2025/10/Oakdale-Discovery-Center-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20260525
DTEND;VALUE=DATE:20260526
DTSTAMP:20260505T172241
CREATED:20260505T174030Z
LAST-MODIFIED:20260505T174109Z
UID:10000149-1779667200-1779753599@www.hoalnet.com
SUMMARY:USA MEMORIAL DAY 2026
DESCRIPTION:
URL:https://www.hoalnet.com/event/usa-memorial-day-2026/
CATEGORIES:Bloomington Eden Prairie,Eagan Chapter,Maple Grove,New Brighton Chapter,Oakdale Chapter
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260612T090000
DTEND;TZID=America/Chicago:20260612T110000
DTSTAMP:20260505T172241
CREATED:20251229T001755Z
LAST-MODIFIED:20260502T150801Z
UID:10000118-1781254800-1781262000@www.hoalnet.com
SUMMARY:Oakdale Chapter June Meeting
DESCRIPTION:Chapter meeting held at Oakdale Discovery Center\, 4444 Hadley Ave No.\, Oakdale\, MN  \nRSVP Open \nFeatured: \nTrees are one of the most valuable assets of HOAs. In June Ron Zillmer of Legacy-Trees will take you on a journey that will demonstrate dramatic\, side-by-side comparisons of the results of a typical “balled and burlap sack” tree root system; a round plastic pot tree root system; and the Legacy-Tree engineered root system that is now patented. \nWhen Disaster Strikes: An HOA Board’s First 48 Hours. Drawing on more than 70 years of restoration experience\, Dave\, Rachelle\, and Mike of Lindstrom Restoration will walk attendees through the critical decisions made in the first hours after a fire\, flood\, or major loss. Covering the costly mistakes that can quietly compound damages long after the event. Attendees will leave with a practical response framework\, plus access to download Lindstrom’s Emergency Response Plan (ERP) framework.  As an ULTIMATE bonus\, attendees will have the option to schedule a complimentary ERP consultation at their community. \nPLUS: HOA legislative updates and Member OPEN FORUM.  \nDoors open at 8:30 a.m. Donuts by Minnesota Exteriors Commercial Services Division.
URL:https://www.hoalnet.com/event/oakdale-chapter-june-meeting-3/
CATEGORIES:Oakdale Chapter
ATTACH;FMTTYPE=image/jpeg:https://www.hoalnet.com/wp-content/uploads/2025/10/Oakdale-Discovery-Center-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260710T090000
DTEND;TZID=America/Chicago:20260710T110000
DTSTAMP:20260505T172241
CREATED:20260110T175508Z
LAST-MODIFIED:20260110T175508Z
UID:10000124-1783674000-1783681200@www.hoalnet.com
SUMMARY:Oakdale Chapter July Meeting
DESCRIPTION:Chapter event is held at Oakdale Discovery Center\, 4444 Hadley Av. No\, Oakdale\, MN. \nRSVP Opens Soon. \nTopics TBD. \nDoors open at 8:30 a.m.
URL:https://www.hoalnet.com/event/oakdale-chapter-july-meeting-3/
CATEGORIES:Oakdale Chapter
ATTACH;FMTTYPE=image/jpeg:https://www.hoalnet.com/wp-content/uploads/2025/10/Oakdale-Discovery-Center-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20260916T180000
DTEND;TZID=America/Chicago:20260916T200000
DTSTAMP:20260505T172241
CREATED:20260505T214939Z
LAST-MODIFIED:20260505T214939Z
UID:10000153-1789581600-1789588800@www.hoalnet.com
SUMMARY:Introduction to HOAs for New Board Leaders Course
DESCRIPTION:6-8 p.m. \nIntroductory class for new board leaders or leaders who need a refresher. \nRSVP Open Soon \nCOURSE OVERVIEW \nAs a HOA board leader\, you are a trusted member of your Homeowner Association (HOA). Your leadership is important. Whether you are new to your board\, have board experience\, or are an interested HOA resident\, our Introduction to Homeowner Associations (HOAs) for Board Leaders Course is for you. You and your fellow board leaders will govern your HOA\, administer its business operations\, and promote a community of neighbors. You will have significant authority and fiduciary duties. Your HOA homeowners also have significant rights\, protections\, and obligations. While HOAs vary in external characteristics\, they are far more alike in the challenges they face and in their need for informed and effective board leadership. \nIn the Introduction to Homeowner Associations (HOAs) for Board Leaders Course we provide a broad review of the foundational knowledge and skills you need to be a successful HOA board leader. You will receive a certificate of completion. \nCourse Description: \nThe course is organized into seven modules that total 90 minutes. Course topics include: \n1. The Homeowner Association\, Laws Affecting HOAs\, and HOA Governing Documents \n2. HOA Board Authority\, Fiduciary Duties\, and HOA Management \n3. Homeowner Rights\, Protections\, and Obligations \n4. HOA Meetings\, Elections\, and Recordkeeping \n5. HOA Budget\, Assessments\, Collections\, Contracts\, and Financial Records \n6. HOA Maintenance\, Reserves\, and Insurance \n7. HOA Community Living \nLearning Objectives \n1. Identify two laws and five HOA governing documents and give examples of how they affect board actions and homeowner rights and obligations \n2. List and give an example of three board fiduciary duties \n3. Identify and give an example of three homeowner rights and protections \n4. Identify and give an example of three homeowner obligations and responsibilities \n5. List three types of HOA meetings and their requirements \n6. Describe three HOA board governance actions \n7. Describe three HOA board business administration actions \n8. Describe importance and differences in HOA master insurance and homeowner HO6 \n9. Identify three ways that HOA boards promote cooperation and participation \n10. Identify three ways that homeowners benefit from informed HOA board leadership \nInstructor:  Ryan Fargo\, former attorney\, educator.
URL:https://www.hoalnet.com/event/introduction-to-hoas-for-new-board-leaders-course-3/
CATEGORIES:Oakdale Chapter
ATTACH;FMTTYPE=image/png:https://www.hoalnet.com/wp-content/uploads/2025/11/Horizontalcover.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20261024T090000
DTEND;TZID=America/Chicago:20261024T133000
DTSTAMP:20260505T172241
CREATED:20260203T201659Z
LAST-MODIFIED:20260303T012443Z
UID:10000133-1792832400-1792848600@www.hoalnet.com
SUMMARY:HOA DAY 2026
DESCRIPTION:ADVANCED RSVP REGISTRATION OPEN NOW! \nSATURDAY\, OCTOBER 24\, 2026\, 9 A.M. TO 1 P.M. \nBASE CAMP \n6202 Bloomington Road\nFort Snelling\, MN 55111 \nAgenda:** \nHOA Day 2026 is bigger and better than ever! Join us for a morning of education\, celebration and great fun as we assemble as HOA board leaders from across Minnesota. \nAgenda is subject to change. Please visit www.hoalnet.com for updates.  \nOctober 24\, 2026 \n8:45 a.m. Doors open / check in \n9:00 a.m. Networking and Sponsor Expo Session \n10:00 a.m. Main Stage Welcome \n10:25 a.m. Panel Discussion (to be announced) \n11:05 a.m. Morning Break \n \n11:20 a.m. Joe Schmit\, Author\, Speaker and Former KSTP-TV Sports Anchor. \n“The Impact Blueprint: How we can be more intentional and aware of the impact we all have as board leaders.” \n12:00 p.m. Boxed Lunch\, Networking and Afternoon Sponsor Expo \n1:00 p.m. Announcement of prizes and giveways\, Special send off. \n1:30 p.m. Adjourn \n  \nRSVP TODAY!
URL:https://www.hoalnet.com/event/hoa-day-2026/
CATEGORIES:Bloomington Eden Prairie,Eagan Chapter,Maple Grove,New Brighton Chapter,Oakdale Chapter
ATTACH;FMTTYPE=image/jpeg:https://www.hoalnet.com/wp-content/uploads/2025/09/HOA-Day-Horizontal-sans-bg-scaled.jpg
END:VEVENT
END:VCALENDAR