March 11, 2026 | Mark Luis Foster
Lynn Boergerhoff and I spent the morning at the State Capitol in St. Paul meeting with several legislators to talk about HOA reform legislation, as the State Legislature is entertaining a variety of proposed bills that could affect HOAs and board leaders if passed. I’ve included a few pictures below.
The event was part of CAI-MN’s Advocacy Day, so rather than holding a rally like last year, we thought the best course of action this time around was surgical strikes to ensure legislators understand the ramifications on HOAs and their boards with some of the proposed legislation.
A quick breakdown of the legislation that got discussed:
SF1750 is a large bill that is a carry-over from last year. It has a tremendous amount of hair on it, and if passed, would likely boost prices for HOAs, cause compliance headaches, and essentially dampen the spirts of an already stressed HOA market. The summary of the bill:
The legislation modifies the powers and duties of common interest communities, revising the rights of unit owners and the requirements for community termination. It introduces a dispute resolution process, limits fees, and changes foreclosure requirements while imposing conflict of interest standards for board members. It prohibits local governments from mandating the creation of homeowners associations in residential developments and emphasizes transparency and fairness in community governance. These changes aim to enhance protection for unit owners, streamline community operations, and ensure equitable management practices.
You can read about it HERE.
HF3808 has some merits and boosts transparency, especially for new homeowners coming into an HOA. We’re all about education, so this bill seems to have some actual sense behind it and should not affect well functioning boards if passed (although some tweaks are necessary):
The legislation proposes limiting late fee charges on common interest communities and mandates associations to establish clear policies on fines and collection practices. Additionally, it requires detailed disclosures be provided to unit owners and prospective buyers, improving transparency regarding fines, assessments, and collection policies. The intent is to ensure that associations have a structured and fair approach to managing common expenses and that unit owners are fully informed of their financial obligations and any potential liabilities. This measure aims to strike a balance between the need for associations to manage finances effectively and protecting unit owners from excessive fees and uncertain financial commitments.
Read about 3808 HERE.
Then there’s SF4300, which would require HOAs to register every year and provide a bunch of data that is akin to the old Corporate Transparency Act of 2024 (which was summarily killed). To boot, there’s a $55 fee attached to it. Nice revenue idea, Minnesota,. There’s no house companion bill on this one so it’s likely an uphill battle, we hope.
Read about 4300 at this link; https://fastdemocracy.com/bill-search/mn/2025-2026/bills/MNB00063992/
More to come. We’re watching these and other bills that are springing forth.
