March 24, 2026 | Mark Luis Foster

The bill that no one seems to like, SF 1750, has another — and likely a final — committee hearing on Thursday, March 26.

Despite lots of meetings, testimony and phone calls in opposition, the bill has not changed enough to create a workable solution for HOAs in Minnesota. The authors claim that stakeholders support this bill. So now’s the time to act so that legislators clearly understand that this is not the case.

Here is a Summary of What’s Wrong With This Bill:

It’s a cost shift, not consumer protection. Mandatory document rewrites, new recordkeeping, and legal reviews hit every association in Minnesota regardless of size or track record. Those costs land on homeowners.

It undermines the communities it claims to help. Capped fines and restricted collections weaken cash flow. Associations that can’t collect can’t maintain. Deferred maintenance becomes a special assessment — and with Fannie Mae just raising reserve requirements from 10% to 15%, some underfunded communities are now at risk of losing eligibility for conventional lending entirely.

It creates a liability trap. The bill requires three competitive bids for contracts over $50,000 — but also mandates proactive maintenance. Boards that act fast to stop a roof leak risk procedural liability. Boards that wait for three bids risk maintenance liability. The bill doesn’t resolve that tension. It creates it. And we all know what ambiguity in the law, like they’re trying to enact, will lead to—more lawsuits and more costs for homeowners.

One size fits none. A 10-unit volunteer townhome association, a car condominium, and a 500-unit professionally managed high-rise face identical mandates. The authors have been told this repeatedly. Nothing has changed.

The authors themselves say most Minnesota HOAs are well-run. If that’s true — why is this bill written as though they aren’t?

WHAT TO DO RIGHT NOW

1. Contact your House member: https://gis.lcc.mn.gov/iMaps/districts/
2. Write to the House Judiciary, Finance, and Civil Law Committee Members
3. Show up or speak up — we need to fill that room! Thursday, March 26 — 10:15 AM — Capitol G3

Can you testify in person? Notify staff by Wednesday, March 25th, at noon, josh.sande@house.mn.gov

Can’t make it? Submit written testimony to staff by Wednesday, March 25th, at noon, PDF to: josh.sande@house.mn.gov

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